What is The Top 5 Most Expensive Zip Codes to Live in The United States?

Living in one of the most expensive zip codes in the country is appealing to some but repulsive to others. You should know the greatest locations regardless of your side. So, AD looked up the country’s most expensive real estate markets on Zillow.

Based on information from December 2023, Zillow determines the average house worth in a specific location by calculating the Zillow House Worth Index. This index takes historical data and current values into account. Are you curious to know which towns were considered? See below for a list of US zip codes with the highest median house price alongside the top 10 cheapest zip code areas in the US.

What Makes Most Expensive Zip Codes?

The top five zip codes tell you right away what the most costly zip codes are, except for the Beverly Hills zip code. With the exception of Manalapan, Florida, and Woody Creek, Colorado, every one of these locations is in either New York or California. Why are home prices in these states so high if that is the case? First, to understand the ZIP codes of each city, read through the Dome 5100 Zip Code Directory, Paperback, 750 Pages from Amazon.

The sweet spot where supply and demand meet should be considered. There aren’t enough homes for sale or rent, so prices are going up. For example, two of the ten most expensive zip codes in New York City are located in Manhattan, a place where demand perpetually exceeds supply.

With a 4% annual rise in the median property price from Q3 2016 to Q1 2017, Brooklyn is beginning to exhibit indications of a similar trend. After a 7.6 percent increase in 2017, Zillow predicts a 3.5 percent increase in national house prices for this year.

A comparable demand-supply gap has opened in California rather than the most expensive zip codes in San Diego due to the IT boom; however, certain areas suffer more than others. The typical rent in California is $2,650 per month, whereas the rent in Atherton, CA, is $17,255. Located halfway between Palo Alto and Redwood City, Atherton is a fantastic spot to discover quality Silicon Valley real estate. Facebook’s chief operating officer, Sheryl Sandberg, lived there until 2014 when she sold it for $9.25 million.

Most Expensive Zip Codes In The US

Bradbury, Calif – 91008

Our adventure will come to a close with a visit to the most expensive city in the US which is not the Beverly Hills zip code, rather the Bradbury, Calif. West of Los Angeles is the incorporated town of Bradbury, home to the 91008 zip code (The Golden State). Be careful to avoid alerting the mailman.

Duarte is the official entry for 91008 in the United States Postal Service’s database. Bradbury is a common location for homes with a value of $4.2 million or above. There is a large Duarte population in the 91010 ZIP code. Bradbury, a small hamlet in the San Gabriel Mountains’ foothills, borders the expansive Angeles National Forest on one side and the coast on the other. Its total area is around 5 square kilometers (1.9 square miles).

Atherton, Calif – 94027

Atherton, California, is home to one of the most expensive zip codes in the US. Even if they wanted to, the rich could live in a small town where the Atherton is smack dab in the middle of Silicon Valley. Inorder to understand more about the zip codes of US including Atherton, make sure to buy the United States Zip Code Atlas.

While Atherton isn’t home to the headquarters of any major IT business like Beverly Hills zip code, it is the residence of several notable figures in the IT sector. Could you describe it? Most likely, it’s Eric Schmidt, Google’s former chairman and chief executive officer. In addition, there are affluent business people, such as Charles R. Schwab and Meg Whitman, who are now running for governor of California after serving as CEO of eBay.

Forbes reports that the City of Atherton enjoys being a low-key, heavily forested community. It is home to numerous celebrities and has an average house price of $4 million. The town’s original name was Fair Oaks. To preserve its most valuable asset, like the most expensive zip codes in San Diego—the tree that carries the town’s name—the municipality established a tree committee in 1989.

Rolling Hills, Calif – 90274

Only Rolling Hills, California, isn’t a private, gated community among these affluent bedroom neighborhoods, which is one of the most expensive zip codes in the US. Perched on the Palos Verdes Peninsula, not far from Century City, is a little enclave where the average property price is about $3.9 million.

Despite its relatively small size (a little over 3 square miles, or 8 square kilometers), the equestrian-themed town has over 50 miles (80 kilometers) of dedicated horse routes. Rolling Hills has zero public facilities and one full-time employee.

One commonality among the well-to-do is the ownership of both horses and houses. Like many surrounding most expensive zip codes, Rolling Hills consists mostly of residential areas, unlike the Beverly Hills zip code. This gated area has zero business or production; all the shopping is done outside.

Alpine, N.J. – 07620

The N.J. suburb of Alpine is located about 24 km (16 miles) northwest of Manhattan’s Midtown. With a mean property price of $3.8 million, the borough is a favorite choice among the well-to-do who want a tranquil retreat in the woods away from the city.

According to Forbes, a mayor and six council members oversee the affairs of this sleepy small town. Only a few thousand people call it home. Like many other small rural American communities, the Alpine fire department is reportedly managed by volunteers. A central business district is required.

Regardless, Alpine has become the most expensive bedroom region in New York City thanks to the famous and wealthy. Britney Spears, Sean Combs, Jay-Z, the Jonas Brothers, and many other renowned musicians have been drawn to it recently. If you find the concept funny, you should reconsider since Alpine has been Eddie Murphy’s and Joe Piscopo’s home since the 1980s. If you have struggled reading through a zip code dictionary, use the State of Georgia Zip Code Map Laminated 2024.

New York – 10014

We have already discussed Manhattan’s two most expensive zip codes. One hundred fourteen, nevertheless, stands tallest in the city. This wealthy ZIP code contains the Greenwich Village neighborhood known as the Far West Village, which stretches along the Hudson River (NYC.gov). According to Forbes, the average price of a property in this area is $3.7 million.

During the 1950s, The Village became famous as the birthplace of the Beat Generation, which would become the counterculture’s golden period in the 1960s. Jane Jacobs and others also fought to preserve Greenwich Village’s historic buildings, similar to what happened in SoHo. Despite being a rich neighborhood in a busy city, the once-marine region is now again an attractive location.

Least Expensive Zip Codes

There are many more affordable zip codes rather than the most expensive zip codes in the US  for the average homeowner or renter. To find the places with the lowest median home prices, Realtor.com combed through the 500 biggest U.S. metro areas. Compared to this, the ten most costly zip codes are:

  • 46953 – Marion, IN: Median Home Price: $45,000
  • 61832 – Danville, IL: $59,900
  • 17901 – Pottsville, PA: $60,000
  • 48708 – Bay City, MI: $69,900
  • 43952 – Weirton, WV: $85,000
  • 71601 – Pine Bluff, AR: $25,200
  • 45801 – Lima, OH: $79,900
  • 14904 – Elmira, NY: $59,900
  • 66616 – Topeka, KS: $61,000
  • 21502 – Cumberland, MD: $94,900

These cheap zip codes have wildly different numerical values, just like the most expensive zip codes in San Diego. Losses in agricultural and industrial jobs have hurt the local economies of several of these towns.

Real estate values fall when unemployment rises and more people cannot pay mortgages or rent. The property market crash of a decade ago left some of the cities on the list, such as Bay City, Michigan, still struggling to get back on their feet. If you want to read something realistic about zip codes, then read this book, Fragile Neighborhoods: Repairing American Society, One Zip Code at a Time, on Amazon. 

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